Simply Free Checking Account

Open your free checking account at PB&T Bank today! Call us at 1-888-728-3550 to speak with a live member of our team or visit one of our locations to get started!

A FREE account for everyone! As your local Colorado community bank, PB&T prides ourselves on providing solid, reliable products and services with a personal touch. Our Simply Free Checking account is designed to support your daily financial transactions with the key features you need and none of the fees. With a PB&T Simply Free Checking account, you’ll receive a free Visa® Debit Card, free Online Banking and Bill Pay, and free Mobile Banking. There’s no minimum balance requirement, no monthly service charge and no per-check charge. We’re so confident you’ll love our Simply Free Checking account, we’ll buy back your unused checks and debit cards from another financial institution.

  • No minimum balance
  • No monthly service charge
  • No per check charge
  • FREE Visa® Debit Card
  • FREE Online Banking and Bill Pay
  • FREE Mobile Banking 
  • FREE SAFe*Statements
  • FREE thank you gift^
  • Buy back of your unused checks and debit cards from another financial institution**
  • Surcharge-FREE transactions at 55,000 Allpoint ATM’s worldwide

How to Open a Simply Free Checking Account

Step 1

Apply in-person at one of our locations.

Step 2

Provide the following Information and Documentation:

  • An initial deposit of $50
  • Date of Birth
  • A social security number or Tax Identification Number
  • A U.S. residential street address
  • A State-issued driver’s license, identification card, passport or military ID

Reorder Checks

Click below to reorder checks from our partner website. You will need your checking account number, zip code, and the PB&T Bank routing number (107000068).

Complimentary Services

This one’s on us! Services that are available to you at no charge, courtesy of PB&T Bank.

Want to learn more? Call 1-888-728-3550, send us an email or visit one of our locations for more information.

Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply.  See fee schedule for details. Offer good on personal accounts only; ask us about our outstanding options for your business or corporation.  Bank rules and regulations apply. Minimum opening deposit is only $50. Ask us for details.

^Free gift may be reported on a 1099-INT or 1099-MISC.  Free gift provided at the time of account opening.

**Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.