This account is perfect for the customer with few transactions and an average daily balance of $5,000.

• Minimum opening deposit of $5,000
• Average daily balance* of $2,500 to earn interest and avoid monthly service charge of $10
• Variable Tiered Rate structure**
• Interest earned daily on the collected balance and paid monthly***
• Transfers and withdrawals made in person by messenger, by mail or at an ATM are unlimited.
• Includes 3 withdrawals per statement period. If exceeded, $20 service charge per withdrawal will be applied.

* We use the average daily balance method to calculate interest on your account. This method applies a periodic rate to the average daily balance in the account for a period. At our discretion, we may change the interest rate on the account at any time.
** See current Rate Disclosure for tiers.
*** Interest begins to accrue no later than the business day we receive credit for the deposit or noncash items (for example, checks). Interest will be compounded monthly and will be credited to the account monthly.